Pre-Hud-Purchase Expense Estimator

1. Purchase price

Loans
2. Loan Amount (first)
3. Loan Amount (second)
4. Seller financing (if applicable)

Credits for borrower/buyer
5. Deposit being held
6. Seller contribution
7. Other buyer credit
8. Other buyer credit
9. Other buyer credit
10. Total credits for buyer

Lender/Loan fees
11. Loan origination fee
12. Loan discount fee
13. Application fee
14. Appraisal fee
15. Credit Report
16. Document Preparation
17. Underwriting Fee
18. Processing Fee
19. Flood certification fee
20. Other loan fee
21. Other loan fee

Prepayment(s)
22. Property Taxes (if required by lender)
23. Hazard Insurance prepaid (if required by lender)
24. Flood insurance prepaid (if required by lender)
25. Windstorm insurance

Reserve(s)
26. Property Taxes
27. Hazard Insurance
28. Flood Insurance
29. Windstorm insurance

Title and settlement services
30. Settlement Fee
31. Title Examination
32. Courier Fees Shipping and delivery
33. Title Update Fee
34. Wire Transfer Fee
35. CD Imaging Closing Documents
36. Title insurance based on purchase price

Recordings
37. Documentary Stamp Tax
38. Intangible Tax
39. Mortgage Recording estimated

Other expenses
40. Survey (if applicable)
41. Total settlement charges

42. Buyer cash to close estimated

DISCLAIMER: This is an estimate only for Dade and Broward County for a single family residential home purchase or refinance . Additional loan, lender, real estate broker fees, county, municipal, state taxes, federal taxes, liens, judgments, special assessments or surcharges may apply. The Closing Company is not responsible for errors or miscalculations due to our error or user error.

MIAMI OFFICE

Pre-Hud-Purchase Expense Estimator